Oskaloosa KS 66066
David Hoppes, President
Mutual Savings Association
Dear Mr. Hoppes,
I have banked at the Oskaloosa branch for over ten years. I started working with Tina Guerra as
my Personal Banker. As my trust and relationship grew stronger with her, I decide to transfer my
accounts to Mutual Savings. I am Power of Attorney for my mother and sister and decided that it
would be best to move their accounts to Mutual as well. Tina showed me the importance of
investing in long term CDs, so I began to invest money into four year CDs; making sure myself,
my sister and mother had a CD maturing every year in case of an emergency. Tina signed me up
as a CAP member and I have benefited greatly from this program as a loyal client to Mutual.
When my mother got sick and was in and out of the nursing home, she discussed the importance
of Long Term Care Insurance to protect my assets. She helped me find a policy that best fit my
When Tina began as a Loan Officer, she introduced me to the new Personal Banker, Erika Noll.
Tina told me that Erika was very trustworthy and I soon learned that. Erika has helped me keep
track of which accounts are my personal accounts versus my mother's and sister's accounts.
Between the three of us we have nineteen accounts and fifteen of those are CDs. She has been
helpful to teach me the difference between all these accounts, so that I don't mess anything up or
so no one else does either. Erika is very good at reminding me when a CD is going to mature and
always shows me the best investment option.
I am 74 years old and have lived in this small community for 45 years. I have complete trust and
faith in Tina and Erika and Mutual Savings. I feel very comfortable coming to either of them for
professional advice or small concerns I may have about life or the community. I know most of my
concerns may not matter to them, but I have never felt like they didn't care. They both show a
great deal of integrity and truly care for me as their client and friend. They are both from this
small community and truly understand the importance of a small town. I couldn't ask for more
genuine of people to help guide me through my finances and as friends. I know that I am not the
only client that feels this way about them. They hold up a great reputation in this community.
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